{
  "id": "ins-2026",
  "strataCorporationId": "sc-0001",
  "policyNumber": "EX-123456",
  "insurerOrganizationId": "org-0004",
  "effectiveDate": "2026-02-01",
  "expiryDate": "2027-02-01",
  "coverages": [
    {
      "coverageType": "property",
      "limit": {
        "amount": "32000000.00",
        "currency": "CAD"
      }
    },
    {
      "coverageType": "property",
      "peril": "water damage",
      "deductible": {
        "amount": "50000.00",
        "currency": "CAD"
      }
    },
    {
      "coverageType": "generalLiability",
      "limit": {
        "amount": "10000000.00",
        "currency": "CAD"
      }
    }
  ],
  "documentIds": [
    "doc-0301"
  ]
}