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OpenCOOS
The Standard

Compliance and Risk

Insurance policies, obligations, incidents and risk records.

Working draft v0.1.0-draft · not yet released

Purpose and scope

Record insurance and compliance facts so that reporting, renewals and risk management can be automated. The standard records facts; it does not assess legal compliance.

In scope

  • Insurance policies, coverages, limits and deductibles

Out of scope

  • Legal advice or compliance determinations
  • Insurance claims handling

Entity definitions

InsurancePolicyExperimental

An insurance policy held by the strata corporation, with its coverages, limits and deductibles.

Each entity page lists data types, required and optional fields, controlled vocabularies, validation rules and an example payload.

Fields at a glance

EntityRequired fieldsOptional fields
InsurancePolicyid, strataCorporationId, effectiveDate, expiryDatepolicyNumber, insurerOrganizationId, brokerOrganizationId, coverages, documentIds, extensions

Relationships

Planned work

  • ComplianceObligationPlanned

    A recurring obligation such as an inspection or filing with a due date.

  • IncidentPlanned

    An event such as a flood or fire affecting the strata corporation.

  • InspectionFindingPlanned

    A deficiency or recommendation from an inspection.

  • RiskRecordPlanned

    An identified risk and its mitigation.

Open issues and proposals

  • Statutory insurance summary

    Any summary of statutory insurance requirements must be legally reviewed before publication.

Have a view on these questions? See how to contribute — feedback from people who are not developers is welcome.

Version history

  • v0.1.0-draft (2026-10-27, unreleased) — Initial working draft. Details